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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,982 | $82,678+254.4% | $125,391+133.7% | $68,490+327.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -9.87% | -5.97%-3.9pp | 572.41%-582.3pp | -7.85%-2.0pp |
| Employer contribution / active EE | $5,002 | $3,382+47.9% | $4,816+3.9% | $2,597+92.6% |
| Participant deferral / active EE | $8,035 | $6,111+31.5% | $7,448+7.9% | $4,028+99.5% |
| Admin fee / account holder | $8,476 | $6,277+35.0% | $10,009-15.3% | $5,403+56.9% |