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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,648 | $105,200+199.1% | $159,474+97.3% | $85,847+266.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 9.25% | 45.08%-35.8pp | 263.68%-254.4pp | 318.61%-309.4pp |
| Employer contribution / active EE | $4,907 | $3,319+47.9% | $4,831+1.6% | $2,565+91.3% |
| Participant deferral / active EE | $7,768 | $5,946+30.7% | $7,353+5.6% | $3,952+96.6% |
| Admin fee / account holder | $13,532 | $6,934+95.1% | $10,802+25.3% | $6,261+116.1% |