Filed January 9, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,860 | $71,872-7.0% | $86,691-22.9% | $68,495-2.4% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -14.98% | 3.53%-18.5pp | 35.94%-50.9pp | -7.84%-7.1pp |
| Employer contribution / active EE | $1,163 | $2,173-46.5% | $2,837-59.0% | $2,596-55.2% |
| Participant deferral / active EE | $2,686 | $3,779-28.9% | $4,656-42.3% | $4,028-33.3% |
| Admin fee / account holder | $1,244 | $6,112-79.6% | $7,492-83.4% | $5,403-77.0% |