Filed January 9, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,579 | $72,492-2.6% | $87,102-19.0% | $72,983-3.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 20.31% | 24.46%-4.1pp | 28.19%-7.9pp | 81.01%-60.7pp |
| Employer contribution / active EE | $1,317 | $1,894-30.5% | $2,521-47.8% | $2,440-46.0% |
| Participant deferral / active EE | $1,974 | $3,270-39.6% | $4,048-51.2% | $3,608-45.3% |
| Admin fee / account holder | $5,282 | $5,055+4.5% | $7,491-29.5% | $5,124+3.1% |