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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,183 | $45,152+219.3% | $73,835+95.3% | $59,633+141.8% |
| Participation rate | 62.3% | 64.0%-1.7pp | 73.4%-11.1pp | 68.7%-6.4pp |
| Annual return | -1.01% | 27.40%-28.4pp | 2268.13%-2269.1pp | 2041.40%-2042.4pp |
| Employer contribution / active EE | $1,356 | $1,901-28.7% | $2,788-51.4% | $2,203-38.4% |
| Participant deferral / active EE | $5,228 | $2,573+103.2% | $3,583+45.9% | $3,192+63.8% |
| Admin fee / account holder | $5,836 | $3,515+66.1% | $4,880+19.6% | $4,297+35.8% |