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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,472 | $48,078+225.5% | $78,676+98.9% | $62,881+148.8% |
| Participation rate | 62.5% | 65.2%-2.7pp | 73.6%-11.1pp | 69.3%-6.8pp |
| Annual return | 8.62% | 31.36%-22.7pp | 62.19%-53.6pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,253 | $2,015-37.8% | $2,850-56.0% | $2,281-45.1% |
| Participant deferral / active EE | $4,947 | $2,587+91.2% | $3,517+40.7% | $3,203+54.5% |
| Admin fee / account holder | $1,915 | $3,206-40.3% | $4,510-57.5% | $4,296-55.4% |