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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,279 | $71,208-42.0% | $93,681-55.9% | $80,911-49.0% |
| Participation rate | 97.4% | 60.4%+37.0pp | 68.7%+28.7pp | 67.6%+29.8pp |
| Annual return | 9.58% | 11.27%-1.7pp | 133.47%-123.9pp | 35.63%-26.1pp |
| Employer contribution / active EE | $5,514 | $1,564+252.4% | $2,422+127.6% | $2,756+100.1% |
| Participant deferral / active EE | $3,885 | $4,035-3.7% | $4,415-12.0% | $4,297-9.6% |
| Admin fee / account holder | $1,941 | $6,951-72.1% | $8,290-76.6% | $6,935-72.0% |