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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,866 | $58,493-71.2% | $84,021-79.9% | $72,975-76.9% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 14.34% | 28.93%-14.6pp | 71.32%-57.0pp | 81.01%-66.7pp |
| Employer contribution / active EE | $1,402 | $1,163+20.5% | $1,984-29.3% | $2,440-42.6% |
| Participant deferral / active EE | $2,897 | $2,394+21.0% | $3,239-10.6% | $3,608-19.7% |
| Admin fee / account holder | $385 | $4,569-91.6% | $6,102-93.7% | $5,124-92.5% |