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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,377 | $98,760-8.5% | $149,715-39.6% | $79,858+13.2% |
| Participation rate | 70.9% | 75.8%-4.9pp | 82.5%-11.6pp | 69.6%+1.3pp |
| Annual return | 14.73% | 27.43%-12.7pp | 276.66%-261.9pp | 31.72%-17.0pp |
| Employer contribution / active EE | $1,137 | $3,217-64.6% | $4,645-75.5% | $2,471-54.0% |
| Participant deferral / active EE | $3,220 | $5,681-43.3% | $6,842-52.9% | $3,740-13.9% |
| Admin fee / account holder | $14,675 | $6,053+142.4% | $9,310+57.6% | $5,306+176.6% |