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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,759 | $85,766-3.5% | $136,298-39.3% | $70,126+18.0% |
| Participation rate | 67.1% | 74.2%-7.1pp | 81.9%-14.8pp | 69.5%-2.5pp |
| Annual return | 16.83% | 31.46%-14.6pp | 5156.27%-5139.4pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,000 | $2,966-66.3% | $4,696-78.7% | $2,343-57.3% |
| Participant deferral / active EE | $2,722 | $5,051-46.1% | $6,247-56.4% | $3,332-18.3% |
| Admin fee / account holder | $5,097 | $5,421-6.0% | $9,244-44.9% | $4,645+9.7% |