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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,550 | $183,978-46.4% | $162,171-39.2% | $152,885-35.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 15.62% | 150.78%-135.2pp | 115.60%-100.0pp | 345.39%-329.8pp |
| Employer contribution / active EE | $2,769 | $6,370-56.5% | $5,613-50.7% | $4,763-41.9% |
| Participant deferral / active EE | $6,925 | $8,033-13.8% | $7,297-5.1% | $5,851+18.4% |
| Admin fee / account holder | $52,539 | $13,122+300.4% | $10,843+384.6% | $11,598+353.0% |