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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,330 | $153,769-35.4% | $133,975-25.9% | $273,972-63.7% |
| Participation rate | 91.7% | 88.4%+3.3pp | 87.1%+4.6pp | 83.0%+8.7pp |
| Annual return | 4.29% | 36.51%-32.2pp | 29.29%-25.0pp | 41.46%-37.2pp |
| Employer contribution / active EE | $2,658 | $6,029-55.9% | $5,211-49.0% | $4,869-45.4% |
| Participant deferral / active EE | $9,408 | $6,958+35.2% | $6,282+49.8% | $5,287+77.9% |
| Admin fee / account holder | $50,400 | $11,765+328.4% | $9,324+440.5% | $10,133+397.4% |