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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,641 | $86,938+19.2% | $102,423+1.2% | $80,925+28.1% |
| Participation rate | 84.6% | 72.4%+12.2pp | 76.5%+8.1pp | 67.7%+17.0pp |
| Annual return | 22.37% | 18.89%+3.5pp | 29.42%-7.1pp | 35.65%-13.3pp |
| Employer contribution / active EE | $574 | $2,369-75.8% | $3,023-81.0% | $2,756-79.2% |
| Participant deferral / active EE | $4,025 | $4,120-2.3% | $5,054-20.4% | $4,299-6.4% |
| Admin fee / account holder | $7,547 | $8,053-6.3% | $9,455-20.2% | $6,940+8.8% |