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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,275 | $71,878-3.6% | $86,698-20.1% | $68,486+1.2% |
| Participation rate | 96.8% | 72.2%+24.5pp | 76.6%+20.2pp | 67.9%+28.9pp |
| Annual return | -17.36% | 3.53%-20.9pp | 35.95%-53.3pp | -7.85%-9.5pp |
| Employer contribution / active EE | $567 | $2,173-73.9% | $2,837-80.0% | $2,597-78.2% |
| Participant deferral / active EE | $3,801 | $3,779+0.6% | $4,656-18.4% | $4,028-5.6% |
| Admin fee / account holder | $351 | $6,113-94.3% | $7,493-95.3% | $5,404-93.5% |