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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,332 | $63,471+4.5% | $68,808-3.6% | $66,938-0.9% |
| Participation rate | 74.0% | 60.0%+14.0pp | 69.0%+5.0pp | 69.8%+4.2pp |
| Annual return | -13.92% | -8.29%-5.6pp | -6.37%-7.6pp | 1.58%-15.5pp |
| Employer contribution / active EE | $2,330 | $1,776+31.2% | $2,656-12.3% | $2,545-8.5% |
| Participant deferral / active EE | $4,272 | $2,946+45.0% | $3,942+8.4% | $4,238+0.8% |
| Admin fee / account holder | $5 | $578-99.1% | $4,936-99.9% | $594-99.1% |