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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,765 | $47,922+33.1% | $75,901-16.0% | $65,185-2.2% |
| Participation rate | 69.4% | 63.0%+6.4pp | 69.3%+0.1pp | 70.2%-0.8pp |
| Annual return | 21.57% | 24.12%-2.5pp | 30.76%-9.2pp | 29.38%-7.8pp |
| Employer contribution / active EE | $1,849 | $1,557+18.7% | $2,501-26.1% | $2,177-15.1% |
| Participant deferral / active EE | $3,575 | $2,550+40.2% | $3,603-0.8% | $3,514+1.7% |
| Admin fee / account holder | $2,743 | $532+416.0% | $5,420-49.4% | $847+223.7% |