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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,734 | $42,396+24.4% | $67,313-21.7% | $56,289-6.3% |
| Participation rate | 65.0% | 61.0%+4.1pp | 69.1%-4.0pp | 69.9%-4.8pp |
| Annual return | -5.68% | -36.63%+31.0pp | -4.08%-1.6pp | -9.96%+4.3pp |
| Employer contribution / active EE | $1,904 | $1,414+34.7% | $2,566-25.8% | $2,111-9.8% |
| Participant deferral / active EE | $3,251 | $2,360+37.8% | $3,568-8.9% | $3,350-2.9% |
| Admin fee / account holder | $3,453 | $510+577.5% | $4,507-23.4% | $521+562.7% |