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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,889 | $56,054+10.4% | $171,082-63.8% | $62,881-1.6% |
| Participation rate | 88.7% | 62.9%+25.8pp | 76.7%+12.0pp | 69.3%+19.4pp |
| Annual return | 4.32% | 22.52%-18.2pp | 32.56%-28.2pp | 20.14%-15.8pp |
| Employer contribution / active EE | $1,020 | $1,731-41.0% | $4,002-74.5% | $2,281-55.3% |
| Participant deferral / active EE | $2,555 | $3,158-19.1% | $4,797-46.7% | $3,203-20.2% |
| Admin fee / account holder | $13,716 | $3,647+276.1% | $8,520+61.0% | $4,296+219.3% |