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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,266 | $56,484+20.9% | $169,452-59.7% | $64,173+6.4% |
| Participation rate | 86.4% | 64.5%+21.8pp | 77.8%+8.6pp | 69.6%+16.8pp |
| Annual return | -5.66% | -1.55%-4.1pp | 1.83%-7.5pp | 7.63%-13.3pp |
| Employer contribution / active EE | $1,241 | $1,832-32.3% | $4,157-70.1% | $2,381-47.9% |
| Participant deferral / active EE | $2,918 | $3,448-15.4% | $5,277-44.7% | $3,470-15.9% |
| Admin fee / account holder | $13,998 | $4,174+235.3% | $9,110+53.7% | $4,887+186.4% |