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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,270 | $167,522-65.2% | $151,639-61.6% | $134,532-56.7% |
| Participation rate | 82.6% | 88.4%-5.8pp | 87.5%-4.9pp | 81.2%+1.4pp |
| Annual return | -11.26% | 7.81%-19.1pp | 3.34%-14.6pp | 418.27%-429.5pp |
| Employer contribution / active EE | $0 | $6,828-100.0% | $6,165-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,039 | $8,986-55.1% | $8,363-51.7% | $6,401-36.9% |
| Admin fee / account holder | $5,921 | $13,780-57.0% | $11,613-49.0% | $11,429-48.2% |