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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,762 | $137,414-50.7% | $189,537-64.2% | $85,847-21.1% |
| Participation rate | 80.0% | 84.6%-4.6pp | 87.8%-7.8pp | 69.3%+10.7pp |
| Annual return | 6.72% | 38.14%-31.4pp | 555.34%-548.6pp | 318.61%-311.9pp |
| Employer contribution / active EE | $0 | $4,344-100.0% | $6,161-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,093 | $6,260-50.6% | $8,220-62.4% | $3,952-21.7% |
| Admin fee / account holder | $15,884 | $8,630+84.1% | $12,048+31.8% | $6,261+153.7% |