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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,061 | $123,793-48.3% | $177,848-64.0% | $79,856-19.8% |
| Participation rate | 86.2% | 84.7%+1.6pp | 87.7%-1.5pp | 69.6%+16.6pp |
| Annual return | 7.89% | 22.82%-14.9pp | 48.33%-40.4pp | 31.71%-23.8pp |
| Employer contribution / active EE | $12 | $4,095-99.7% | $5,919-99.8% | $2,471-99.5% |
| Participant deferral / active EE | $2,880 | $5,956-51.7% | $7,714-62.7% | $3,741-23.0% |
| Admin fee / account holder | $766 | $7,243-89.4% | $12,431-93.8% | $5,306-85.6% |