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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,058 | $73,009-62.9% | $90,756-70.2% | $68,495-60.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -19.78% | -13.81%-6.0pp | -12.16%-7.6pp | -7.84%-11.9pp |
| Employer contribution / active EE | $1,523 | $2,193-30.5% | $2,922-47.9% | $2,596-41.3% |
| Participant deferral / active EE | $3,235 | $3,626-10.8% | $4,565-29.1% | $4,028-19.7% |
| Admin fee / account holder | $773 | $5,896-86.9% | $8,445-90.9% | $5,403-85.7% |