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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,289 | $58,828-58.7% | $78,002-68.9% | $62,881-61.4% |
| Participation rate | 77.1% | 71.1%+6.1pp | 75.5%+1.6pp | 69.3%+7.8pp |
| Annual return | 0.04% | 17.16%-17.1pp | 425.99%-425.9pp | 20.14%-20.1pp |
| Employer contribution / active EE | $513 | $1,672-69.3% | $2,470-79.2% | $2,281-77.5% |
| Participant deferral / active EE | $2,775 | $2,686+3.3% | $3,497-20.6% | $3,203-13.3% |
| Admin fee / account holder | $1,563 | $4,393-64.4% | $5,481-71.5% | $4,296-63.6% |