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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,213 | $46,360+215.4% | $147,617-1.0% | $52,331+179.4% |
| Participation rate | 99.1% | 64.9%+34.1pp | 84.6%+14.5pp | 68.1%+31.0pp |
| Annual return | -1.88% | 1.62%-3.5pp | 61.98%-63.9pp | 4.54%-6.4pp |
| Employer contribution / active EE | $1,320 | $2,126-37.9% | $5,564-76.3% | $1,882-29.8% |
| Participant deferral / active EE | $2,972 | $2,258+31.7% | $4,895-39.3% | $3,022-1.6% |
| Admin fee / account holder | $7,617 | $766+894.6% | $11,612-34.4% | $592+1187.5% |