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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,908 | $46,732+220.8% | $156,551-4.2% | $55,167+171.7% |
| Participation rate | 100.0% | 65.8%+34.2pp | 84.0%+16.0pp | 69.0%+31.0pp |
| Annual return | 8.29% | 17.72%-9.4pp | 32.23%-23.9pp | 169.23%-160.9pp |
| Employer contribution / active EE | $1,531 | $2,105-27.3% | $5,501-72.2% | $1,963-22.0% |
| Participant deferral / active EE | $3,347 | $2,204+51.8% | $4,871-31.3% | $3,054+9.6% |
| Admin fee / account holder | $4,560 | $418+989.9% | $13,028-65.0% | $504+804.9% |