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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,403 | $56,197-44.1% | $67,652-53.6% | $59,633-47.3% |
| Participation rate | 67.5% | 71.5%-4.0pp | 75.7%-8.2pp | 68.7%-1.2pp |
| Annual return | -0.36% | 18508.10%-18508.5pp | 6625.40%-6625.8pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $774 | $1,615-52.1% | $2,266-65.9% | $2,203-64.9% |
| Participant deferral / active EE | $2,091 | $2,844-26.5% | $3,560-41.3% | $3,192-34.5% |
| Admin fee / account holder | $3,321 | $3,958-16.1% | $4,821-31.1% | $4,297-22.7% |