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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,746 | $60,349-45.7% | $74,184-55.9% | $62,881-47.9% |
| Participation rate | 69.9% | 72.7%-2.9pp | 76.6%-6.8pp | 69.3%+0.6pp |
| Annual return | 6.16% | 21.38%-15.2pp | 17.74%-11.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $802 | $1,680-52.3% | $2,370-66.2% | $2,281-64.8% |
| Participant deferral / active EE | $2,193 | $2,856-23.2% | $3,550-38.2% | $3,203-31.5% |
| Admin fee / account holder | $6,602 | $4,261+54.9% | $5,586+18.2% | $4,296+53.7% |