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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,266 | $100,805-16.4% | $86,698-2.8% | $134,532-37.4% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -15.00% | 29.09%-44.1pp | 35.95%-50.9pp | 418.27%-433.3pp |
| Employer contribution / active EE | $2,032 | $3,490-41.8% | $2,837-28.4% | $4,741-57.1% |
| Participant deferral / active EE | $5,046 | $5,339-5.5% | $4,656+8.4% | $6,401-21.2% |
| Admin fee / account holder | $5,064 | $10,925-53.7% | $7,493-32.4% | $11,429-55.7% |