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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,372 | $103,392+63.8% | $87,104+94.4% | $152,897+10.8% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.9%+3.1pp | 82.5%-2.5pp |
| Annual return | 0.85% | 28.10%-27.3pp | 28.19%-27.3pp | 345.43%-344.6pp |
| Employer contribution / active EE | $1,699 | $3,221-47.2% | $2,521-32.6% | $4,764-64.3% |
| Participant deferral / active EE | $4,808 | $4,778+0.6% | $4,048+18.8% | $5,851-17.8% |
| Admin fee / account holder | $26,964 | $12,194+121.1% | $7,491+259.9% | $11,599+132.5% |