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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,304 | $95,404-42.0% | $113,397-51.2% | $82,637-33.1% |
| Participation rate | 95.2% | 72.8%+22.4pp | 76.5%+18.7pp | 68.1%+27.2pp |
| Annual return | 10.18% | 19.08%-8.9pp | 23.20%-13.0pp | 53.51%-43.3pp |
| Employer contribution / active EE | $1,229 | $2,307-46.7% | $2,977-58.7% | $2,552-51.9% |
| Participant deferral / active EE | $3,009 | $4,220-28.7% | $5,076-40.7% | $4,126-27.1% |
| Admin fee / account holder | $16,269 | $9,168+77.5% | $11,957+36.1% | $7,339+121.7% |