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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,304 | $100,194-44.8% | $122,979-55.0% | $86,983-36.4% |
| Participation rate | 95.2% | 73.0%+22.3pp | 77.2%+18.0pp | 69.5%+25.7pp |
| Annual return | 10.18% | 16.47%-6.3pp | 20.12%-9.9pp | 25.83%-15.7pp |
| Employer contribution / active EE | $1,229 | $2,326-47.2% | $3,062-59.9% | $2,584-52.5% |
| Participant deferral / active EE | $3,009 | $4,133-27.2% | $5,003-39.9% | $4,194-28.2% |
| Admin fee / account holder | $16,269 | $10,148+60.3% | $12,864+26.5% | $7,856+107.1% |