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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,304 | $95,453-42.1% | $112,040-50.6% | $82,448-32.9% |
| Participation rate | 95.2% | 72.8%+22.5pp | 76.5%+18.7pp | 68.1%+27.2pp |
| Annual return | 10.18% | 23.92%-13.7pp | 24.52%-14.3pp | 41.64%-31.5pp |
| Employer contribution / active EE | $1,229 | $2,318-47.0% | $2,954-58.4% | $2,551-51.8% |
| Participant deferral / active EE | $3,009 | $4,224-28.8% | $5,098-41.0% | $4,139-27.3% |
| Admin fee / account holder | $16,269 | $9,013+80.5% | $12,098+34.5% | $7,234+124.9% |