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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,714 | $78,694+29.3% | $67,652+50.3% | $125,389-18.9% |
| Participation rate | 84.6% | 78.8%+5.8pp | 75.7%+8.9pp | 83.2%+1.4pp |
| Annual return | -4.80% | 9.46%-14.3pp | 6625.40%-6630.2pp | 282.24%-287.0pp |
| Employer contribution / active EE | $995 | $3,044-67.3% | $2,266-56.1% | $4,866-79.5% |
| Participant deferral / active EE | $1,810 | $4,292-57.8% | $3,560-49.2% | $5,352-66.2% |
| Admin fee / account holder | $11,223 | $7,403+51.6% | $4,821+132.8% | $9,541+17.6% |