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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,591 | $110,240+21.2% | $96,544+38.4% | $139,487-4.2% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 19.99% | 26.41%-6.4pp | 25.88%-5.9pp | 373.84%-353.8pp |
| Employer contribution / active EE | $1,441 | $3,622-60.2% | $2,966-51.4% | $4,755-69.7% |
| Participant deferral / active EE | $2,320 | $5,549-58.2% | $4,851-52.2% | $6,713-65.4% |
| Admin fee / account holder | $3,324 | $11,602-71.4% | $8,254-59.7% | $11,407-70.9% |