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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,744 | $54,541-14.3% | $78,778-40.7% | $70,126-33.3% |
| Participation rate | 54.4% | 60.8%-6.4pp | 69.2%-14.8pp | 69.5%-15.1pp |
| Annual return | 14.06% | 21.07%-7.0pp | 35.62%-21.6pp | 73.15%-59.1pp |
| Employer contribution / active EE | $348 | $1,089-68.0% | $1,986-82.5% | $2,343-85.1% |
| Participant deferral / active EE | $1,666 | $2,210-24.6% | $2,958-43.7% | $3,332-50.0% |
| Admin fee / account holder | $64 | $3,709-98.3% | $5,134-98.7% | $4,645-98.6% |