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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,546 | $50,947-2.7% | $74,551-33.5% | $64,173-22.8% |
| Participation rate | 49.2% | 61.1%-11.9pp | 69.1%-20.0pp | 69.6%-20.4pp |
| Annual return | -5.97% | -1.85%-4.1pp | 32.53%-38.5pp | 7.63%-13.6pp |
| Employer contribution / active EE | $341 | $1,115-69.5% | $1,961-82.6% | $2,381-85.7% |
| Participant deferral / active EE | $1,538 | $2,302-33.2% | $3,108-50.5% | $3,470-55.7% |
| Admin fee / account holder | $1,516 | $4,221-64.1% | $5,059-70.0% | $4,887-69.0% |