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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,899 | $78,707+277.2% | $117,861+151.9% | $70,126+323.4% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 18.82% | 23.30%-4.5pp | 335.11%-316.3pp | 73.15%-54.3pp |
| Employer contribution / active EE | $3,400 | $2,223+52.9% | $3,786-10.2% | $2,343+45.1% |
| Participant deferral / active EE | $10,264 | $3,297+211.3% | $4,482+129.0% | $3,332+208.1% |
| Admin fee / account holder | $5,938 | $5,066+17.2% | $8,021-26.0% | $4,645+27.8% |