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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,395 | $72,404+279.0% | $110,243+148.9% | $64,173+327.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -8.17% | -6.29%-1.9pp | 314.76%-322.9pp | 7.63%-15.8pp |
| Employer contribution / active EE | $3,533 | $2,282+54.8% | $3,827-7.7% | $2,381+48.4% |
| Participant deferral / active EE | $11,929 | $3,469+243.8% | $4,672+155.3% | $3,470+243.8% |
| Admin fee / account holder | $5,531 | $5,664-2.4% | $8,548-35.3% | $4,887+13.2% |