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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,690 | $80,992+40.4% | $96,534+17.8% | $75,173+51.2% |
| Participation rate | 97.4% | 71.8%+25.6pp | 76.0%+21.4pp | 67.2%+30.2pp |
| Annual return | 12.62% | 27.05%-14.4pp | 25.88%-13.3pp | 160.72%-148.1pp |
| Employer contribution / active EE | $3,714 | $2,283+62.7% | $2,965+25.2% | $2,671+39.0% |
| Participant deferral / active EE | $6,747 | $3,929+71.7% | $4,851+39.1% | $4,126+63.5% |
| Admin fee / account holder | $11,624 | $6,717+73.1% | $8,253+40.8% | $5,651+105.7% |