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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,937 | $86,294+51.7% | $111,303+17.6% | $85,856+52.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 10.17% | 19.99%-9.8pp | 54.66%-44.5pp | 318.58%-308.4pp |
| Employer contribution / active EE | $3,356 | $2,043+64.2% | $2,731+22.9% | $2,565+30.8% |
| Participant deferral / active EE | $5,979 | $3,641+64.2% | $4,487+33.3% | $3,952+51.3% |
| Admin fee / account holder | $4,735 | $8,189-42.2% | $7,966-40.6% | $6,261-24.4% |