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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,614 | $118,496+319.9% | $98,461+405.4% | $139,466+256.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 14.23% | 18.96%-4.7pp | 21.17%-6.9pp | 373.66%-359.4pp |
| Employer contribution / active EE | $1,743 | $3,611-51.7% | $3,049-42.8% | $4,754-63.3% |
| Participant deferral / active EE | $8,488 | $5,393+57.4% | $4,738+79.1% | $6,712+26.5% |
| Admin fee / account holder | $17,481 | $14,056+24.4% | $8,961+95.1% | $11,409+53.2% |