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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,721 | $105,867+316.3% | $90,760+385.6% | $134,532+227.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -14.27% | -10.99%-3.3pp | -12.16%-2.1pp | 418.27%-432.5pp |
| Employer contribution / active EE | $1,669 | $3,464-51.8% | $2,922-42.9% | $4,741-64.8% |
| Participant deferral / active EE | $7,728 | $5,217+48.1% | $4,565+69.3% | $6,401+20.7% |
| Admin fee / account holder | $20,881 | $13,936+49.8% | $8,444+147.3% | $11,429+82.7% |