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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,534 | $99,032+237.8% | $80,022+318.1% | $135,380+147.1% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -7.29% | 15.39%-22.7pp | 11.22%-18.5pp | 519.81%-527.1pp |
| Employer contribution / active EE | $1,346 | $3,043-55.8% | $2,468-45.5% | $4,779-71.8% |
| Participant deferral / active EE | $4,888 | $4,282+14.2% | $3,686+32.6% | $5,609-12.9% |
| Admin fee / account holder | $28,104 | $10,436+169.3% | $6,521+331.0% | $10,828+159.5% |