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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,294 | $113,941+31.0% | $94,229+58.4% | $125,389+19.1% |
| Participation rate | 80.0% | 82.9%-2.9pp | 78.8%+1.2pp | 83.2%-3.2pp |
| Annual return | -4.57% | 5.29%-9.9pp | 10.68%-15.3pp | 282.24%-286.8pp |
| Employer contribution / active EE | $1,636 | $4,727-65.4% | $3,587-54.4% | $4,866-66.4% |
| Participant deferral / active EE | $9,106 | $5,179+75.8% | $4,320+110.8% | $5,352+70.1% |
| Admin fee / account holder | $15,100 | $8,392+79.9% | $6,269+140.9% | $9,541+58.3% |