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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,452 | $144,130+24.5% | $117,861+52.3% | $147,586+21.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 15.73% | 531.20%-515.5pp | 335.11%-319.4pp | 578.59%-562.9pp |
| Employer contribution / active EE | $9,787 | $4,897+99.9% | $3,786+158.5% | $4,876+100.7% |
| Participant deferral / active EE | $9,546 | $5,316+79.6% | $4,482+113.0% | $5,439+75.5% |
| Admin fee / account holder | $3,423 | $10,887-68.6% | $8,021-57.3% | $10,886-68.6% |