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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,242 | $67,602-9.4% | $82,312-25.6% | $70,126-12.7% |
| Participation rate | 95.2% | 72.8%+22.4pp | 76.9%+18.3pp | 69.5%+25.6pp |
| Annual return | 17.12% | 21.57%-4.4pp | 25.88%-8.8pp | 73.15%-56.0pp |
| Employer contribution / active EE | $3,178 | $1,755+81.1% | $2,428+30.9% | $2,343+35.7% |
| Participant deferral / active EE | $4,791 | $2,987+60.4% | $3,706+29.3% | $3,332+43.8% |
| Admin fee / account holder | $4,948 | $4,512+9.7% | $5,608-11.8% | $4,645+6.5% |