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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,651 | $86,288+20.1% | $111,306-6.9% | $85,851+20.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 10.63% | 19.99%-9.4pp | 54.67%-44.0pp | 318.63%-308.0pp |
| Employer contribution / active EE | $3,945 | $2,044+93.0% | $2,732+44.4% | $2,565+53.8% |
| Participant deferral / active EE | $6,139 | $3,641+68.6% | $4,488+36.8% | $3,952+55.3% |
| Admin fee / account holder | $2,938 | $8,189-64.1% | $7,966-63.1% | $6,261-53.1% |