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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,791 | $91,198+411.8% | $178,503+161.5% | $79,856+484.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 17.93% | 24.20%-6.3pp | 151.12%-133.2pp | 31.71%-13.8pp |
| Employer contribution / active EE | $20,065 | $3,257+516.1% | $5,011+300.4% | $2,471+712.0% |
| Participant deferral / active EE | $5,500 | $3,237+69.9% | $5,202+5.7% | $3,741+47.0% |
| Admin fee / account holder | $36,855 | $6,748+446.1% | $13,987+163.5% | $5,306+594.5% |