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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,884 | $117,904+101.8% | $102,457+132.2% | $145,978+63.0% |
| Participation rate | 84.6% | 78.6%+6.0pp | 76.5%+8.1pp | 80.3%+4.3pp |
| Annual return | 20.51% | 31.80%-11.3pp | 29.41%-8.9pp | 550.52%-530.0pp |
| Employer contribution / active EE | $6,308 | $3,613+74.6% | $3,022+108.7% | $4,662+35.3% |
| Participant deferral / active EE | $8,771 | $5,733+53.0% | $5,054+73.5% | $6,690+31.1% |
| Admin fee / account holder | $2,457 | $13,329-81.6% | $9,451-74.0% | $13,400-81.7% |