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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,077 | $103,392+24.8% | $87,104+48.2% | $152,897-15.6% |
| Participation rate | 81.8% | 79.4%+2.5pp | 76.9%+4.9pp | 82.5%-0.6pp |
| Annual return | 12.31% | 28.10%-15.8pp | 28.19%-15.9pp | 345.43%-333.1pp |
| Employer contribution / active EE | $4,762 | $3,221+47.8% | $2,521+88.9% | $4,7640% |
| Participant deferral / active EE | $6,853 | $4,778+43.4% | $4,048+69.3% | $5,851+17.1% |
| Admin fee / account holder | $2,846 | $12,194-76.7% | $7,491-62.0% | $11,599-75.5% |