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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,140 | $65,367+8.8% | $92,915-23.4% | $72,976-2.5% |
| Participation rate | 46.4% | 68.3%-21.9pp | 76.0%-29.6pp | 69.5%-23.1pp |
| Annual return | 17.78% | 42.11%-24.3pp | 109.45%-91.7pp | 81.02%-63.2pp |
| Employer contribution / active EE | $771 | $2,594-70.3% | $3,653-78.9% | $2,440-68.4% |
| Participant deferral / active EE | $1,969 | $3,128-37.1% | $4,238-53.5% | $3,608-45.4% |
| Admin fee / account holder | $5,263 | $4,251+23.8% | $5,796-9.2% | $5,124+2.7% |